01
Bharat BillPay (BBPS) API Integration
Direct connection with NPCI/BBPS networks allowing instant bill fetching and instant payment receipt generation for electricity, gas, water, broadband, and fastag.
BBPS NetworkInstant Bill FetchAuto Receipts
Fintech & Utility Payment Case Study
EasyBillPay – B2B MerchantUtility Billing & BBPS Platform
A comprehensive Paytm-like utility billing portal hosted live at easybillpay.co.in. Built for merchants, retail shop owners, and agents, it enables real-time BBPS bill payments, instant wallet settlements, and high commission margins.
Launch PlatformVisit easybillpay.co.in
Live Production Portal
BBPS APIMerchant WalletCommission EngineLaravel BackendUtility Payments
EASYBILLPAYeasybillpay.co.in
BBPS IntegrationLive Bill Fetch
Merchant MarginInstant Cashback Slabs
Prepaid WalletReal-Time Ledger
BBPS Sync
Centralized Utility Grid
Real-Time
Merchant Wallet Settlement
Instant
Commission Credit Engine
<30ms
Transaction API Latency
PRODUCTION FINTECH PORTAL
Visit easybillpay.co.inExplore EasyBillPay Live in Action
Access the merchant portal and utility billing interface live at easybillpay.co.in
PORTAL PREVIEW
High-Speed Merchant Billing Terminal
A glimpse into the portal architecture—from instant BBPS bill fetching to automated cashback calculations.
Merchant Portal01
Merchant Dashboard & Quick Bills
Terminal UI FrameMerchant Dashboard & Quick Bills
One-click access to Electricity, DTH, Mobile Recharge, and Water bill payments.
BBPS Engine02
Instant BBPS Bill Fetch & Pay
Terminal UI FrameInstant BBPS Bill Fetch & Pay
Real-time consumer details fetch, bill breakdown, and wallet deduction.
Real-Time Settlement03
Commission & Wallet Balance
Terminal UI FrameCommission & Wallet Balance
Live wallet top-up tracking, cashback history, and earnings ledger.
Receipt Desk04
Customer Receipt & Printing
Terminal UI FrameCustomer Receipt & Printing
Instant thermal receipt generation and WhatsApp PDF export options.
TRANSACTION ARCHITECTURE
4-Step Merchant Billing & Settlement Flow
STEP 01
Merchant Onboarding
Quick sign-up with instant PAN/Aadhaar KYC verification on easybillpay.co.in.
STEP 02
Wallet Top-Up
Add funds to merchant wallet via instant UPI, NEFT, or IMPS payment gateways.
STEP 03
Utility Bill Fetch & Pay
Enter consumer number to fetch BBPS bill details & pay instantly from merchant balance.
STEP 04
Instant Commission Credit
Commission slab automatically credited to merchant wallet per successful transaction.
PLATFORM HIGHLIGHTS
Engineered for High-Volume Merchant Operations
02
Prepaid Merchant Wallet & Ledger
High-security merchant wallet engine supporting auto-topup via UPI/IMPS, zero-delay debit/credit settlements, and downloadable PDF transaction ledgers.
Wallet EngineInstant CreditTransaction Ledger
03
Dynamic Slab & Commission Engine
Customizable admin commission desk allocating real-time cashback and margin slabs to merchants based on monthly billing volumes and utility categories.
Commission SlabsMargin ControlReal-Time Payout
04
Merchant KYC & Fast Onboarding
Automated merchant registration flow with digital Aadhaar/PAN KYC verification, shop geofencing, and multi-tier access permissions.
Digital KYCMerchant AuthAadhaar / PAN API
05
Thermal Printer & WhatsApp Receipts
Built-in bluetooth/USB thermal printer support alongside instant WhatsApp PDF receipt sharing for retail customers at billing counters.
Thermal PrintingWhatsApp ReceiptPOS Ready
06
Bank-Grade Security & Audit Desk
End-to-end payload encryption, IP whitelisting, double-spent prevention locks, and detailed dispute management tools for failed transactions.
2FA AuthDispute ResolutionIP Whitelisting
POWERED BY MODERN STACK
Built With Fintech-Grade Technologies
Laravel
High-Concurrency Backend API Engine
MySQL Database
ACID-Compliant Wallet & Transaction Ledger
BBPS API Suite
Utility Bill Fetch & NPCI Settlement
RESTful Gateways
Low-Latency Merchant API Sync
WhatsApp Business API
Digital Receipt Delivery System
AES-256 Encryption
Payload Security & Double-Spend Guard
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